The Power Money Market Account
Earn the highest rate, 5.05% APY1, on your first $2,500 deposited and a blended rate on higher balances.
OPEN AN ACCOUNTFederally insured by NCUA.
A partner you can trust
For 77 years, Sunward has been rooted in the Southwest, putting our members first. As a member, you are not a customer. You are part of a financial cooperative trusted by more than 173,000 people across the Southwest and beyond. Save with confidence knowing your deposits are federally insured by the NCUA.
Unlock your savings potential
This account is built to give your goals a head start.
Start Building Faster
Earn our most competitive, high-yield dividend rate on your first $2,500.
No Monthly Maintenance Fee
Keep more of your money, no strings attached.
Easy, Penalty-Free Access
This is your money. Access it when you need it, penalty-free.
Save with Confidence
Your deposits are federally insured by the NCUA.
See how Sunward can help your savings grow
Use our Power Money Market calculator to see how your savings can add up. Enter your initial deposit and monthly contribution to see the power of high-yield dividends in action.
| Deposit Distribution | APY1 |
|---|---|
| $0.00 - $2,500.00 | 5.05% APY |
| $2,500.01 - $5,000.00 | 3.05% APY |
| $5,000.01 - $10,000.00 | 2.04% APY |
| $10,000.01 - $15,000.00 | 1.05% APY |
| $15,000.01 - $25,000.00 | 0.44% APY |
| $25,000.01 and over | 0.14% APY |
Effective Date: 10/29/2026
Your path to powerful savings
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Apply Online
in as little as 15 minutes.
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Fund Your Account
Open your account with any amount.
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Link Your Accounts
Set up recurring deposits.
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Grow Your Savings
Watch dividends compound over time.
1 APY = Annual Percentage Yield. APY applies if dividends are not withdrawn during the term. Dividend rate and APY may change at the discretion of the Board of Directors. Dividends are based on the account's average daily balance.