Quick Cash Checking | Sunward

Quick Cash Checking

Everyday Flexibility
With No Monthly Maintenance Fees.

OPEN AN ACCOUNT

Federally insured by NCUA.

A smiling man using an ATM
A smiling Sunward employee

Earn 10% APY1
up to the first $1,000

Open a Quick Cash Checking account and enjoy this limited-time promotion for up to 12 months.

Open an Account

Terms apply2

Ready to Keep Cash Moving—On Your Terms?

Open with $0. Enjoy free overdraft transfers and 30,000+ in-network ATMs.

No Stress Checking

No monthly maintenance fee

Keep more of your money, no strings attached.

No per-check fees

Temporary checks available for $1 per 4-check sheet - perfect for immediate or short-term needs.

Complimentary overdraft transfers

From linked Sunward savings accounts when funds are available.

Sunward EarlyPay

Paychecks may arrive up to 2 days sooner.

How it works

Get the Most From Your Quick Cash Checking Account

  1. Apply Online

    in less than 15 minutes

  2. Add Direct Deposit

    and get paid faster

  3. Link Savings

    for automatic overdraft transfers

Manage Your Money and Pay Bills with Mobile Banking

Five gold stars 4.9 (13.9k Ratings) Apple App Store®

Sunward’s mobile banking app lets you access your accounts securely on your Apple® or Android™ smartphone or tablet.

Explore mobile banking
A smartphone with the Sunward mobile app open on it.

Other fees may apply. See Schedule of Fees (PDF) for details. Membership eligibility required.

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1APY = Annual Percentage Yield. Dividends are based on the account's average daily balance. Only one checking account per member is eligible for the 10% APY promotional rate.

2See full terms and conditions at gosunward.org/checking.